The largest first-year contribution for an owner with pay of at least $360,000 and ten or more years in the business, beside the most a Solo 401(k) alone allows at the same age. Choose an age for the figures at lower incomes and for a newer business.
| Age | Cash balance plan | Solo 401(k) alone | Retirement age assumed |
|---|---|---|---|
| 30 | $58,000 | $72,000 | 62 |
| 31 | $61,000 | $72,000 | 62 |
| 32 | $65,000 | $72,000 | 62 |
| 33 | $69,000 | $72,000 | 62 |
| 34 | $73,000 | $72,000 | 62 |
| 35 | $77,000 | $72,000 | 62 |
| 36 | $82,000 | $72,000 | 62 |
| 37 | $87,000 | $72,000 | 62 |
| 38 | $92,000 | $72,000 | 62 |
| 39 | $98,000 | $72,000 | 62 |
| 40 | $103,000 | $72,000 | 62 |
| 41 | $110,000 | $72,000 | 62 |
| 42 | $116,000 | $72,000 | 62 |
| 43 | $141,000 | $72,000 | 62 |
| 44 | $148,000 | $72,000 | 62 |
| 45 | $156,000 | $72,000 | 62 |
| 46 | $164,000 | $72,000 | 62 |
| 47 | $173,000 | $72,000 | 62 |
| 48 | $182,000 | $72,000 | 62 |
| 49 | $191,000 | $72,000 | 62 |
| 50 | $201,000 | $80,000 | 62 |
| 51 | $212,000 | $80,000 | 62 |
| 52 | $223,000 | $80,000 | 62 |
| 53 | $235,000 | $80,000 | 62 |
| 54 | $247,000 | $80,000 | 62 |
| 55 | $260,000 | $80,000 | 62 |
| 56 | $274,000 | $80,000 | 62 |
| 57 | $288,000 | $80,000 | 62 |
| 58 | $282,000 | $80,000 | 63 |
| 59 | $276,000 | $80,000 | 64 |
| 60 | $270,000 | $83,250 | 65 |
| 61 | $284,000 | $83,250 | 66 |
| 62 | $299,000 | $83,250 | 67 |
| 63 | $314,000 | $83,250 | 68 |
| 64 | $330,000 | $80,000 | 69 |
| 65 | $347,000 | $80,000 | 70 |
| 66 | $365,000 | $80,000 | 71 |
| 67 | $383,000 | $80,000 | 72 |
| 68 | $403,000 | $80,000 | 73 |
| 69 | $424,000 | $80,000 | 74 |
| 70 | $445,000 | $80,000 | 75 |