Contributions / 2028
Choose your 2028 contribution.
Anywhere from $247,246 to $490,637 is allowed (certified by the actuary). Before you commit the cash, see what each part of the range saves in tax.
Your 2028 contribution
$386,000
- Less tax, estimated
- $158,097
- Cost after tax
- $227,903
- Your last dollar saves
- 34¢
Tax saved on each extra dollar, across your range
Up to about $386,000, each dollar you put in saves 34¢ to 51¢ in tax this year. Past that, the saving drops to 24¢ to 29¢.
Estimates at 2026 federal and state rates, assuming business profit after your salary of $540,000. . Contributions are tax-deferred, not tax-free. Check the level with your accountant; Maxed does not give tax advice.
Money arrived in the plan’s account
$30,000
May 10, 2028 · Transfer from Rivera Advisory LLC
Open plan years
2027
$234,814 required · projected, the actuary sets it after the valuation
$180,000 recorded · $54,814 to the minimum
Due Sep 15, 2028
2028
$247,246 to $490,637 · certified by the actuary
$0 recorded · $247,246 to the minimum
Due Sep 17, 2029
When the money is due
September 15, 2028, for 2027
The minimum must be in the plan by then. Anything above it counts toward your 2027 deduction if it is in by the business’s extended filing date, September 15, 2028. Missing the minimum means an excise tax.
September 17, 2029, for 2028
The minimum must be in the plan by then. Anything above it counts toward your 2028 deduction if it is in by the business’s extended filing date, September 17, 2029. Missing the minimum means an excise tax.